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Do you have a financial game plan?
We've all felt the pinch of inflation on our wallets, right? That's why every little bit of extra cash saved counts! In our line of work, we often see people spending more than they need to on financial services simply because they aren't aware of all their options. Our main aim is to hook our clients up with better deals so they can cut costs and stash away more money. It feels good to show people how tweaking their finances a bit can seriously boost their financial future!
Recommended tools and programs to get you off to a great start! Everyone is feeling the crunch of bills, life expenses and maybe even crippling debt. We believe in providing as much value and cost savings as possible. Every dollar counts and can help you reach your financial goals. Here you will find many cost saving tools, programs and time savers. Only you can take charge of your financial future.
Budgeting tools, cash back programs, self investment tools and more!
Central Pennsylvania Real Estate. Working with the top producing team at Realty ONE Group Unlimited! We strive to create the best real estate experience on all sides of the transaction. Working with a team means you have a team working on your side, which gets you everything from contract review to dedicated admin support from very knowledgeable agents and a very accessible team lead.
Handling, residential, light industrial/ commercial and investment properties.
Our no-cost analysis provides all the answers
Debt-To-Income Reduction
What is our debt-to-income ratio? Is there a specific payment strategy that can accelerate our debt payoffs and lower our debt-to-income ratio? Which debt should we be focused on first?
Mortgage and Home Equity Acceleration
Is there anything that we can do to save money on interest without refinancing to a lower interest rate? Can we build equity in our property faster without paying out more each month? When can we be totally debt free?
Retirement Savings Goal
What is our specific financial independence number? How much do we need to save monthly to get there?
Emergency Savings Goal
How much should we have in an emergency savings account? What accounts are best for this money?
Children's Future Fund Goal
How much will it cost for our children to attend a college or trade school? How much should we be saving monthly for our children's future?
Home Down Payment Goal
Should we be saving for a down payment or making extra payments on our other debt? How long will it take to reach our home down payment goal?
Life Insurance
Do we need life insurance? If we would suddenly lose the income of a bread winner, can the family continue to live the same financially? Should we have coverage specifically for our home mortgage? Should we have coverage specifically for our children's future? Are we paying too much for the the policies we have now?
Auto and Home Insurance
Are our current limits of coverage enough? Are we unknowingly overspending on our current policies? Do we qualify for additional discounts?
Health Sharing
What is health sharing? How can I save money on my medical/health coverage? Can I save money or increase coverage over my employers health plan? Can I get my employees a cost effective health coverage plan?
Will and Legal Protection
Why do we need a will? How can we set up a will? How can we set up a power of attorney (POA)? How often should our POA and will be reviewed or updated?
Identity Theft Protection
Does our homeowners insurance cover identity theft? Does what we have now cover everyone in my family? Are we paying too much for what we have right now?
Central PA Real Estate
Is now the right time to buy? Is now the right time to sell? Is an investment property right for you? Can I afford to sell and buy another home? Is real estate right for me?
Non Central Pa Real Estate
Can you still help me with my real estate needs outside of the Central PA areas? How can I get in contact with great agents outside of the area?
What documents will I need to help me
complete the analysis information form?
Recent pay statement
Auto and homeowners insurance declaration pages
Personal life insurance policies
Recent credit card statement(s)
Current auto loan statement(s)
Current mortgage statement
Current 401k, 403b or IRA statement(s)
Current investment account statement(s)
Current bank checking and savings statement(s)
Additional Items To Have Ready
Health insurance information & premium costs
(even company sponsored coverage)
Phone, internet, TV and utility bills(Gas and/or electric)
I do like what I see and I'm interested to learn if I can improve my current finances/save money. Before I decide to move forward, can I contact you to ask a few questions?
Of course! The most important thing is for you to feel 100% clear and absolutely comfortable.
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